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Summary:
The Calculators page gives you access to a suite of financial calculators designed to help with mortgage decisions and investment comparisons.
Each calculator is self-contained � enter your parameters, click Calculate, and read the detailed results.
Note: Mobile browsers have a simplified UI which may not contain all controls. For best experience, a desktop browser is recommended.
How to open the Calculators page:
- Navigate to Calculators using the main menu.
- The page shows a list of all available calculators with a short description.
- Click the calculator icon on the row you want to open.
[Screenshot: Calculators page showing the list of available calculators]
Available Calculators:
| Calculator | What it does |
|---|---|
| Payment Calculator | Estimates your regular mortgage payment for a given loan amount, rate, amortization and frequency. |
| Penalty Calculator | Estimates the break penalty (IRD or 3-months' interest) for exiting a mortgage early. |
| Interest Calculator | Shows total interest and principal paid over a specific mortgage term. |
| Consolidate Debt | Compares the cost of keeping existing debts vs. rolling them into a lower-rate mortgage. |
| Buy vs Rent | Compares buying a home against renting and investing the down payment over a chosen period. |
| HELOC vs Refinance | Compares accessing home equity via a HELOC against a full mortgage refinance on a net-cost basis. |
| Real Estate vs Stocks | Compares a leveraged real estate investment against an equivalent stock-market investment using identical cash deployment. |
Sharing a Calculation:
Every calculator includes a Share Link button that encodes your current inputs into a URL.
You can bookmark it, share it, or use it to return to the same scenario later.
[Screenshot: Calculator dialog showing the Share Link button]
Pre-filling from a saved Mortgage:
The Payment, Debt Consolidation, and Buy vs Rent calculators include a Select Mortgage button.
This pre-fills the interest rate and amortization from a mortgage product saved in the system.