Summary:

This article explains how to interpret the various dashboard charts available in the application.
Each chart type provides unique insights into your financial situation, helping you make informed decisions about your home and mortgage.

Note: Mobile browsers have a simplified UI which may not contain all controls. For best experience, a desktop browser is recommended.

Available Dashboard Charts:

Chart Type	What It Shows
Net Worth Over Time	Tracks your total assets minus liabilities, showing wealth growth.
Prime Rate History	Historical Bank of Canada prime rate changes affecting variable mortgages.
Home Price Index	Regional home price trends based on CREA data for your area.
Home Value Over Time	Your home's estimated value using local price index data.
Mortgage Remaining	Total outstanding mortgage balance across all your mortgages.
Principal Paid	Cumulative principal payments made over time.
Interest Paid	Total interest paid on your mortgages over time.
Cash Flow	Monthly income vs. expenses related to your property.
House Equity	The difference between your home value and mortgage balance.
Rate of Return	Your investment return on the property over time.

Reading Time-Series Charts:

X-Axis: Represents time (past history and future projections).
Y-Axis: Represents the dollar amount or percentage.
Solid Lines: Historical data based on actual records.
Dashed Lines: Projected future values based on current trends.

Understanding Projections:

Future projections are estimates based on:

Current mortgage terms and payment schedules
Historical appreciation rates for your area
Assumed continuation of current payment patterns

Note: Projections are estimates only and actual results may vary based on market conditions and personal circumstances.

Customizing Chart Display:

Navigate to Settings from the main menu.
Select the Charts tab.
Adjust the history period and projection range.
Changes apply to all dashboard charts.

Tips:

Compare the Interest Paid chart with Principal Paid to see how your payments are allocated.
Watch the Equity chart to track your ownership stake growing over time.
Use Net Worth to see the big picture of your financial health.
The Home Price Index helps you understand if your area is appreciating or depreciating.

Additional Information:

See the Adding Dashboard help article to add new chart widgets.
See the Adding House help article to set up your property for tracking.