Summary:

The Real Estate Analysis page provides detailed insights into your property investment performance.
Use this feature to understand your return on investment, equity growth, and compare against alternative investments.

Note: Mobile browsers have a simplified UI which may not contain all controls. For best experience, a desktop browser is recommended.

What is Real Estate Analysis?

Real Estate Analysis evaluates your property as an investment by calculating:

Total return on investment (ROI)
Equity accumulation over time
Cash flow analysis
Comparison with alternative investments

Key Metrics Explained:

Metric	Description
Total Equity	Current home value minus outstanding mortgage balance.
ROI	Return on your initial investment (down payment + costs).
Cash-on-Cash Return	Annual cash flow divided by total cash invested.
Appreciation	How much your property value has increased.
Principal Paydown	Equity gained through mortgage payments.

Accessing Real Estate Analysis:

Navigate to Real Estate from the main menu.
Select a property you've added to your account.
Click Analysis to view detailed metrics.

Understanding Your Analysis:

Equity Breakdown:

Shows how your equity is split between appreciation and principal payments.
Helps you understand which factor is driving your wealth growth.

Cash Flow Analysis:

For rental properties: rental income vs. expenses.
For primary residence: carrying costs over time.

Investment Comparison:

See how your real estate investment compares to stock market returns.
Based on historical index fund performance.

Factors Affecting Your Analysis:

Purchase Price: Your original investment amount.
Current Value: Estimated using local home price index data.
Mortgage Terms: Interest rate and payment schedule.
Holding Period: How long you've owned the property.
Additional Costs: Property taxes, insurance, maintenance.

Tips:

Update your property value periodically for accurate analysis.
Include all costs (closing costs, renovations) for true ROI.
Use the analysis to decide when to refinance or sell.
Compare with the Real Estate vs Stocks Calculator for scenario planning.

Additional Information:

See the Adding House help article to set up your property.
See the Understanding Dashboard Charts help article to interpret visual data.
See the Real Estate vs Stocks Calculator help article for investment comparisons.