Summary:

Welcome to Ownquity — your all-in-one platform for managing your real estate finances.

Ownquity helps homeowners, prospective buyers, and real estate professionals make informed financial decisions by bringing together mortgage tracking, property management, financial calculators, and community-driven rate insights in one place.

Key Features:

Property & Mortgage Tracking Add your properties and mortgages to track their value, equity, and payment progress over time. Visual dashboards give you a clear picture of where you stand financially.

Financial Calculators Access a wide range of calculators including mortgage payments, penalties, debt consolidation, buy vs. rent analysis, HELOC vs. refinance comparisons, and real estate vs. stock investment analysis.

Mortgage Rate Comparison Compare current mortgage rates from major Canadian banks. See posted and discounted rates for fixed and variable terms, and find the best deal for your situation.

Community Rate Reporting See what rates others are being offered and contribute your own — helping everyone negotiate better deals through crowdsourced rate transparency.

Dashboards & Charts Customize your dashboard with charts that track home value, equity growth, net worth, interest paid, and more. Look forward or backward in time to plan your financial future.

Messaging Chat directly with mortgage specialists, realtors, and other users. Discuss mortgage topics in community forums or have private conversations about your specific needs.

Your Financial Profile Track your assets, debts, employment, and income to understand your full financial picture and mortgage qualification ability.

Getting Started:

Browse the site as an Anonymous User to explore rates, calculators, and help articles.
Log in as a Guest User to try out dashboards, property tracking, and messaging.
Register with Google to save your data across devices and unlock the full experience.

For more details on account types, see the User Accounts help article.